BOOKKEEPING, PAYROLL + TAX FOR ONTARIO SMALL BUSINESSES
Busy isn’t the same as profitable.
Busy isn’t the same as profitable.
I keep your books clean every week, file your taxes, and tell you each month what you actually kept and what to do about it. One person, start to finish.
Month-to-month. No long-term contract.
THE SOFTWARE DOES THE SORTING. I DO THE THINKING.
THE SOFTWARE DOES THE SORTING. I DO THE THINKING.
SOUND FAMILIAR?
Money’s coming in. You’re just not sure how much of it is yours.
Apps, AI and other bookkeepers
CATEGORIZED, NOT UNDERSTOOD
Every transaction lands in the right box, but nobody tells you what it means for next month.
YOU PAY TWICE AT TAX TIME
Books with one person, taxes with another, and you’re stuck passing files back and forth in April.
REPORTS NOBODY READS
A P&L in your inbox isn’t a plan... it’s homework.
NO ONE IN YOUR CORNER
When something looks off, you get a chatbot or a vague answer, if you get one at all.
With Studio Minardi
YOUR NUMBERS, TRANSLATED
Which products, services and customers actually make you money after costs, and which ones just keep you busy.
BOOKS AND TAXES, ONE PERSON
Bookkeeping, payroll, HST, and your personal and corporate returns handled together.
EVERY SUMMARY ENDS IN A DECISION
Each month closes with what changed and what I’d do about it, so your numbers turn into a next step.
SOMEONE WHO KNOWS YOUR BUSINESS
I already know your POS, your payment apps, your staff and your slow months.
Apps, AI and other bookkeepers
CATEGORIZED, NOT UNDERSTOOD
Every transaction lands in the right box, but nobody tells you what it means for next month.
YOU PAY TWICE AT TAX TIME
Books with one person, taxes with another, and you’re stuck passing files back and forth in April.
REPORTS NOBODY READS
A P&L in your inbox isn’t a plan... it’s homework.
NO ONE IN YOUR CORNER
When something looks off, you get a chatbot or a vague answer, if you get one at all.
With Studio Minardi
YOUR NUMBERS, TRANSLATED
Which products, services and customers actually make you money after costs, and which ones just keep you busy.
BOOKS AND TAXES, ONE PERSON
Bookkeeping, payroll, HST, and your personal and corporate returns handled together.
EVERY SUMMARY ENDS IN A DECISION
Each month closes with what changed and what I’d do about it, so your numbers turn into a next step.
SOMEONE WHO KNOWS YOUR BUSINESS
I already know your POS, your payment apps, your staff and your slow months.
WHAT CHANGES WHEN I TAKE THIS OVER
Clean books are the starting line. Knowing what to do with them is the point.
MONTHLY BOOKKEEPING
Reconciled every week in QuickBooks Online, so when we talk numbers, they’re this week’s, not last quarter’s guess.
MONTHLY FINANCIAL SUMMARY
What came in, what went out, what you kept, and the one or two things worth doing about it. In plain language.
PERSONAL + CORPORATE TAX
Your T1 and T2 prepared and e-filed by the person who already knows your numbers. Tax time becomes a confirmation, not a scramble.
GST/HST FILING
Registration, returns and remittances on schedule. Not sure if you need to register yet? I’ll check where you stand.
PAYROLL
I handle pay runs, source deductions, T4s and ROEs, so your team gets paid right and remittances go in on time.
CATCH-UP + CLEANUP
Already behind? Catch-ups are quoted flat before any work starts. I’ll bring everything current and set it up so you don’t fall behind again.
MONTHLY BOOKKEEPING
Reconciled every week in QuickBooks Online, so when we talk numbers, they’re this week’s, not last quarter’s guess.
MONTHLY FINANCIAL SUMMARY
What came in, what went out, what you kept, and the one or two things worth doing about it. In plain language.
PERSONAL + CORPORATE TAX
Your T1 and T2 prepared and e-filed by the person who already knows your numbers. Tax time becomes a confirmation, not a scramble.
GST/HST FILING
Registration, returns and remittances on schedule. Not sure if you need to register yet? I’ll check where you stand.
PAYROLL
I handle pay runs, source deductions, T4s and ROEs, so your team gets paid right and remittances go in on time.
CATCH-UP + CLEANUP
Already behind? Catch-ups are quoted flat before any work starts. I’ll bring everything current and set it up so you don’t fall behind again.
MONTHLY BOOKKEEPING
Reconciled every week in QuickBooks Online, so when we talk numbers, they’re this week’s, not last quarter’s guess.
MONTHLY FINANCIAL SUMMARY
What came in, what went out, what you kept, and the one or two things worth doing about it. In plain language.
PERSONAL + CORPORATE TAX
Your T1 and T2 prepared and e-filed by the person who already knows your numbers. Tax time becomes a confirmation, not a scramble.
GST/HST FILING
Registration, returns and remittances on schedule. Not sure if you need to register yet? I’ll check where you stand.
PAYROLL
I handle pay runs, source deductions, T4s and ROEs, so your team gets paid right and remittances go in on time.
CATCH-UP + CLEANUP
Already behind? Catch-ups are quoted flat before any work starts. I’ll bring everything current and set it up so you don’t fall behind again.
MONTHLY BOOKKEEPING
Reconciled every week in QuickBooks Online, so when we talk numbers, they’re this week’s, not last quarter’s guess.
MONTHLY FINANCIAL SUMMARY
What came in, what went out, what you kept, and the one or two things worth doing about it. In plain language.
PERSONAL + CORPORATE TAX
Your T1 and T2 prepared and e-filed by the person who already knows your numbers. Tax time becomes a confirmation, not a scramble.
GST/HST FILING
Registration, returns and remittances on schedule. Not sure if you need to register yet? I’ll check where you stand.
PAYROLL
I handle pay runs, source deductions, T4s and ROEs, so your team gets paid right and remittances go in on time.
CATCH-UP + CLEANUP
Already behind? Catch-ups are quoted flat before any work starts. I’ll bring everything current and set it up so you don’t fall behind again.
MONTHLY BOOKKEEPING
Reconciled every week in QuickBooks Online, so when we talk numbers, they’re this week’s, not last quarter’s guess.
MONTHLY FINANCIAL SUMMARY
What came in, what went out, what you kept, and the one or two things worth doing about it. In plain language.
PERSONAL + CORPORATE TAX
Your T1 and T2 prepared and e-filed by the person who already knows your numbers. Tax time becomes a confirmation, not a scramble.
GST/HST FILING
Registration, returns and remittances on schedule. Not sure if you need to register yet? I’ll check where you stand.
PAYROLL
I handle pay runs, source deductions, T4s and ROEs, so your team gets paid right and remittances go in on time.
CATCH-UP + CLEANUP
Already behind? Catch-ups are quoted flat before any work starts. I’ll bring everything current and set it up so you don’t fall behind again.
MONTHLY BOOKKEEPING
Reconciled every week in QuickBooks Online, so when we talk numbers, they’re this week’s, not last quarter’s guess.
MONTHLY FINANCIAL SUMMARY
What came in, what went out, what you kept, and the one or two things worth doing about it. In plain language.
PERSONAL + CORPORATE TAX
Your T1 and T2 prepared and e-filed by the person who already knows your numbers. Tax time becomes a confirmation, not a scramble.
GST/HST FILING
Registration, returns and remittances on schedule. Not sure if you need to register yet? I’ll check where you stand.
PAYROLL
I handle pay runs, source deductions, T4s and ROEs, so your team gets paid right and remittances go in on time.
CATCH-UP + CLEANUP
Already behind? Catch-ups are quoted flat before any work starts. I’ll bring everything current and set it up so you don’t fall behind again.
MONTHLY BOOKKEEPING
Reconciled every week in QuickBooks Online, so when we talk numbers, they’re this week’s, not last quarter’s guess.
MONTHLY FINANCIAL SUMMARY
What came in, what went out, what you kept, and the one or two things worth doing about it. In plain language.
PERSONAL + CORPORATE TAX
Your T1 and T2 prepared and e-filed by the person who already knows your numbers. Tax time becomes a confirmation, not a scramble.
GST/HST FILING
Registration, returns and remittances on schedule. Not sure if you need to register yet? I’ll check where you stand.
PAYROLL
I handle pay runs, source deductions, T4s and ROEs, so your team gets paid right and remittances go in on time.
CATCH-UP + CLEANUP
Already behind? Catch-ups are quoted flat before any work starts. I’ll bring everything current and set it up so you don’t fall behind again.
MONTHLY BOOKKEEPING
Reconciled every week in QuickBooks Online, so when we talk numbers, they’re this week’s, not last quarter’s guess.
MONTHLY FINANCIAL SUMMARY
What came in, what went out, what you kept, and the one or two things worth doing about it. In plain language.
PERSONAL + CORPORATE TAX
Your T1 and T2 prepared and e-filed by the person who already knows your numbers. Tax time becomes a confirmation, not a scramble.
GST/HST FILING
Registration, returns and remittances on schedule. Not sure if you need to register yet? I’ll check where you stand.
PAYROLL
I handle pay runs, source deductions, T4s and ROEs, so your team gets paid right and remittances go in on time.
CATCH-UP + CLEANUP
Already behind? Catch-ups are quoted flat before any work starts. I’ll bring everything current and set it up so you don’t fall behind again.
MONTHLY BOOKKEEPING
Reconciled every week in QuickBooks Online, so when we talk numbers, they’re this week’s, not last quarter’s guess.
MONTHLY FINANCIAL SUMMARY
What came in, what went out, what you kept, and the one or two things worth doing about it. In plain language.
PERSONAL + CORPORATE TAX
Your T1 and T2 prepared and e-filed by the person who already knows your numbers. Tax time becomes a confirmation, not a scramble.
GST/HST FILING
Registration, returns and remittances on schedule. Not sure if you need to register yet? I’ll check where you stand.
PAYROLL
I handle pay runs, source deductions, T4s and ROEs, so your team gets paid right and remittances go in on time.
CATCH-UP + CLEANUP
Already behind? Catch-ups are quoted flat before any work starts. I’ll bring everything current and set it up so you don’t fall behind again.
MONTHLY BOOKKEEPING
Reconciled every week in QuickBooks Online, so when we talk numbers, they’re this week’s, not last quarter’s guess.
MONTHLY FINANCIAL SUMMARY
What came in, what went out, what you kept, and the one or two things worth doing about it. In plain language.
PERSONAL + CORPORATE TAX
Your T1 and T2 prepared and e-filed by the person who already knows your numbers. Tax time becomes a confirmation, not a scramble.
GST/HST FILING
Registration, returns and remittances on schedule. Not sure if you need to register yet? I’ll check where you stand.
PAYROLL
I handle pay runs, source deductions, T4s and ROEs, so your team gets paid right and remittances go in on time.
CATCH-UP + CLEANUP
Already behind? Catch-ups are quoted flat before any work starts. I’ll bring everything current and set it up so you don’t fall behind again.
MONTHLY BOOKKEEPING
Reconciled every week in QuickBooks Online, so when we talk numbers, they’re this week’s, not last quarter’s guess.
MONTHLY FINANCIAL SUMMARY
What came in, what went out, what you kept, and the one or two things worth doing about it. In plain language.
PERSONAL + CORPORATE TAX
Your T1 and T2 prepared and e-filed by the person who already knows your numbers. Tax time becomes a confirmation, not a scramble.
GST/HST FILING
Registration, returns and remittances on schedule. Not sure if you need to register yet? I’ll check where you stand.
PAYROLL
I handle pay runs, source deductions, T4s and ROEs, so your team gets paid right and remittances go in on time.
CATCH-UP + CLEANUP
Already behind? Catch-ups are quoted flat before any work starts. I’ll bring everything current and set it up so you don’t fall behind again.
MONTHLY BOOKKEEPING
Reconciled every week in QuickBooks Online, so when we talk numbers, they’re this week’s, not last quarter’s guess.
MONTHLY FINANCIAL SUMMARY
What came in, what went out, what you kept, and the one or two things worth doing about it. In plain language.
PERSONAL + CORPORATE TAX
Your T1 and T2 prepared and e-filed by the person who already knows your numbers. Tax time becomes a confirmation, not a scramble.
GST/HST FILING
Registration, returns and remittances on schedule. Not sure if you need to register yet? I’ll check where you stand.
PAYROLL
I handle pay runs, source deductions, T4s and ROEs, so your team gets paid right and remittances go in on time.
CATCH-UP + CLEANUP
Already behind? Catch-ups are quoted flat before any work starts. I’ll bring everything current and set it up so you don’t fall behind again.
MONTHLY BOOKKEEPING
Reconciled every week in QuickBooks Online, so when we talk numbers, they’re this week’s, not last quarter’s guess.
MONTHLY FINANCIAL SUMMARY
What came in, what went out, what you kept, and the one or two things worth doing about it. In plain language.
PERSONAL + CORPORATE TAX
Your T1 and T2 prepared and e-filed by the person who already knows your numbers. Tax time becomes a confirmation, not a scramble.
GST/HST FILING
Registration, returns and remittances on schedule. Not sure if you need to register yet? I’ll check where you stand.
PAYROLL
I handle pay runs, source deductions, T4s and ROEs, so your team gets paid right and remittances go in on time.
CATCH-UP + CLEANUP
Already behind? Catch-ups are quoted flat before any work starts. I’ll bring everything current and set it up so you don’t fall behind again.
MONTHLY BOOKKEEPING
Reconciled every week in QuickBooks Online, so when we talk numbers, they’re this week’s, not last quarter’s guess.
MONTHLY FINANCIAL SUMMARY
What came in, what went out, what you kept, and the one or two things worth doing about it. In plain language.
PERSONAL + CORPORATE TAX
Your T1 and T2 prepared and e-filed by the person who already knows your numbers. Tax time becomes a confirmation, not a scramble.
GST/HST FILING
Registration, returns and remittances on schedule. Not sure if you need to register yet? I’ll check where you stand.
PAYROLL
I handle pay runs, source deductions, T4s and ROEs, so your team gets paid right and remittances go in on time.
CATCH-UP + CLEANUP
Already behind? Catch-ups are quoted flat before any work starts. I’ll bring everything current and set it up so you don’t fall behind again.
MONTHLY BOOKKEEPING
Reconciled every week in QuickBooks Online, so when we talk numbers, they’re this week’s, not last quarter’s guess.
MONTHLY FINANCIAL SUMMARY
What came in, what went out, what you kept, and the one or two things worth doing about it. In plain language.
PERSONAL + CORPORATE TAX
Your T1 and T2 prepared and e-filed by the person who already knows your numbers. Tax time becomes a confirmation, not a scramble.
GST/HST FILING
Registration, returns and remittances on schedule. Not sure if you need to register yet? I’ll check where you stand.
PAYROLL
I handle pay runs, source deductions, T4s and ROEs, so your team gets paid right and remittances go in on time.
CATCH-UP + CLEANUP
Already behind? Catch-ups are quoted flat before any work starts. I’ll bring everything current and set it up so you don’t fall behind again.
MONTHLY BOOKKEEPING
Reconciled every week in QuickBooks Online, so when we talk numbers, they’re this week’s, not last quarter’s guess.
MONTHLY FINANCIAL SUMMARY
What came in, what went out, what you kept, and the one or two things worth doing about it. In plain language.
PERSONAL + CORPORATE TAX
Your T1 and T2 prepared and e-filed by the person who already knows your numbers. Tax time becomes a confirmation, not a scramble.
GST/HST FILING
Registration, returns and remittances on schedule. Not sure if you need to register yet? I’ll check where you stand.
PAYROLL
I handle pay runs, source deductions, T4s and ROEs, so your team gets paid right and remittances go in on time.
CATCH-UP + CLEANUP
Already behind? Catch-ups are quoted flat before any work starts. I’ll bring everything current and set it up so you don’t fall behind again.
WHAT CHANGES WHEN I TAKE THIS OVER
Clean books are the starting line. Knowing what to do with them is the point.
MONTHLY BOOKKEEPING
Reconciled every week in QuickBooks Online, so when we talk numbers, they’re this week’s, not last quarter’s guess.
MONTHLY FINANCIAL SUMMARY
What came in, what went out, what you kept, and the one or two things worth doing about it. In plain language.
PERSONAL + CORPORATE TAX
Your T1 and T2 prepared and e-filed by the person who already knows your numbers. Tax time becomes a confirmation, not a scramble.
GST/HST FILING
Registration, returns and remittances on schedule. Not sure if you need to register yet? I’ll check where you stand.
PAYROLL
I handle pay runs, source deductions, T4s and ROEs, so your team gets paid right and remittances go in on time.
CATCH-UP + CLEANUP
Already behind? Catch-ups are quoted flat before any work starts. I’ll bring everything current and set it up so you don’t fall behind again.
MONTHLY BOOKKEEPING
Reconciled every week in QuickBooks Online, so when we talk numbers, they’re this week’s, not last quarter’s guess.
MONTHLY FINANCIAL SUMMARY
What came in, what went out, what you kept, and the one or two things worth doing about it. In plain language.
PERSONAL + CORPORATE TAX
Your T1 and T2 prepared and e-filed by the person who already knows your numbers. Tax time becomes a confirmation, not a scramble.
GST/HST FILING
Registration, returns and remittances on schedule. Not sure if you need to register yet? I’ll check where you stand.
PAYROLL
I handle pay runs, source deductions, T4s and ROEs, so your team gets paid right and remittances go in on time.
CATCH-UP + CLEANUP
Already behind? Catch-ups are quoted flat before any work starts. I’ll bring everything current and set it up so you don’t fall behind again.
MONTHLY BOOKKEEPING
Reconciled every week in QuickBooks Online, so when we talk numbers, they’re this week’s, not last quarter’s guess.
MONTHLY FINANCIAL SUMMARY
What came in, what went out, what you kept, and the one or two things worth doing about it. In plain language.
PERSONAL + CORPORATE TAX
Your T1 and T2 prepared and e-filed by the person who already knows your numbers. Tax time becomes a confirmation, not a scramble.
GST/HST FILING
Registration, returns and remittances on schedule. Not sure if you need to register yet? I’ll check where you stand.
PAYROLL
I handle pay runs, source deductions, T4s and ROEs, so your team gets paid right and remittances go in on time.
CATCH-UP + CLEANUP
Already behind? Catch-ups are quoted flat before any work starts. I’ll bring everything current and set it up so you don’t fall behind again.
MONTHLY BOOKKEEPING
Reconciled every week in QuickBooks Online, so when we talk numbers, they’re this week’s, not last quarter’s guess.
MONTHLY FINANCIAL SUMMARY
What came in, what went out, what you kept, and the one or two things worth doing about it. In plain language.
PERSONAL + CORPORATE TAX
Your T1 and T2 prepared and e-filed by the person who already knows your numbers. Tax time becomes a confirmation, not a scramble.
GST/HST FILING
Registration, returns and remittances on schedule. Not sure if you need to register yet? I’ll check where you stand.
PAYROLL
I handle pay runs, source deductions, T4s and ROEs, so your team gets paid right and remittances go in on time.
CATCH-UP + CLEANUP
Already behind? Catch-ups are quoted flat before any work starts. I’ll bring everything current and set it up so you don’t fall behind again.
WHO I WORK WITH
Salons and spas, wellness practitioners, trades, consultants, creatives, shops and online stores across Ontario. Sole proprietors and incorporated businesses.
WHO I WORK WITH
Salons and spas, wellness practitioners, trades, consultants, creatives, shops and online stores across Ontario. Sole proprietors and incorporated businesses.
HOW IT WORKS
Getting started is the easy part.
1. A FREE 20-MINUTE CALL
Tell me how your business runs. I’ll tell you which package fits and exactly what it costs.
2. SETUP, 2–4 WEEKS
I set up your private client portal, get CRA authorization, connect your bank feeds and review your books, so we start from a clean base.
3. YOUR MONTHLY RHYTHM
Books reconciled every week, a summary every month, taxes filed on time. You answer the odd question. I handle the rest.
HOW IT WORKS
Getting started is the easy part.
1. A FREE 20-MINUTE CALL
Tell me how your business runs. I’ll tell you which package fits and exactly what it costs.
2. SETUP, 2–4 WEEKS
I set up your private client portal, get CRA authorization, connect your bank feeds and review your books, so we start from a clean base.
3. YOUR MONTHLY RHYTHM
Books reconciled every week, a summary every month, taxes filed on time. You answer the odd question. I handle the rest.
PRICING
Pricing built around how you actually operate
Solo
For sole proprietors who want clean books and their taxes off their plate.
$375
/month
Books reconciled every week
Monthly summary: what came in, what you kept, what to watch
Monthly summary: what changed and what to do about it
Your personal tax return (T1), business income included, prepared and e-filed
GST/HST returns filed (if you’re registered)
Private, secure client portal for your documents
Direct access to me through your portal or by phone
Up to 75 transactions a month
Incorporated
RECOMMENDED
RECOMMENDED
For incorporated owners (or busy sole proprietors) ready to make decisions with their numbers, not just file them.
$545
/month
Everything in Solo, plus:
Corporate tax return (T2) at a discounted rate
Cash flow walkthrough: where your money goes between sales and payday
Simple forecasting, including what to set aside for CRA
A quarterly call to review your numbers and plan the next quarter
Payroll available at $30 per employee per month
Up to 300 transactions a month
Team
For businesses with staff, inventory or higher volume who want a bookkeeper thinking ahead.
$1,150
/month
Everything in Incorporated, plus:
Payroll for up to 6 employees, including T4s, T4As and ROEs
Bills and invoices managed (AP/AR)
Priority response
Year-end file ready for your T2 (or your accountant)
Year-end financial statements prepared (CPA-compiled statements available through a partner if your bank or landlord requires them)
Contractor payments tracked and documented
A monthly review call instead of quarterly
Reporting built around how your business runs
Up to 500 transactions a month
Month-to-month. Leave with 30 days’ notice, and your books come with you. Every package includes a private, secure portal and a direct line to me.
Behind on your books, or need a QuickBooks setup? Catch-ups are quoted flat before any work starts.
Hi, I’m Natalie. I read your numbers the way an owner would.
I spent over ten years in brand strategy, helping founders sharpen their positioning, messaging and pricing. Again and again I saw the same thing: good businesses, real revenue, excited target audiences, and nobody who could explain the margins.
So I went where the answers actually live… in the books. Today I do the bookkeeping, payroll and tax myself, and I bring that pricing-and-strategy lens to every monthly summary.
You work with me directly and never a rotating team. When you send a message, you’re talking to the person who actually does your books.
Most small business owners didn’t start their business to deal with spreadsheets. That’s where I come in.
— NATALIE MINARDI
FAQ
Answers to your most common questions
Is the first call free?
Is there a contract or commitment?
How do I know which package I need?
Do I still need an accountant?
Can you help if I’m behind on my books?
Why not just use an app or AI to do my books?
What do you need from me each month?
What accounting software do you use?
What kinds of businesses do you work with?
Ready to hand this off? Let’s talk.
Tell me a bit about your business, and I’ll get back to you to book your free 20-minute call.
